About the Author

William D. Metcalfe

The author is a retired businessman whose Christian service included director of the singles ministry in a 5,500 member church, Sunday school superintendent, Sunday school teacher, and director of youth ministry.
The author has also been a consultant to various Christian organizations including Christians For Urban Justice, Urban Home Ownership Corporation, and Habitat for Humanity.
Civic activity included Director of the Edison Inventor’s Association.

The author, now retired, was a principal and CEO of SAVE-ON-A/C, a wholesale distribution company, MARKETING CONCEPTS, a multi-faceted marketing company, and PINE ISLAND LUMBER, a full scale building material dealership.

Professional licenses include Land Title Law, Business Insurance Law, Real Estate and Mortgage Law, and Security Law Enforcement.